Real Estate

The Basic Common Errors on Property Assessment Data in Real Estate

Basic point

  • Square footage of lot incorrect
  • Lineal footage of lot incorrect
  • Land restrictions (wetlands, building moratoriums, etc.) incorrect or not accounted for
  • Style or usage (residential vs. commercial) incorrect
  • Age of structure incorrect
  • Condition of property – more worn out or obsolete than indicated – kitchen or baths are outdated
  • Square footage of structure incorrect
  • Square footage of air-conditioned areas incorrect
  • Number of total rooms incorrect
  • Number of bedrooms or bathrooms incorrect
  • Size of the garage (one vs. two-car garage) incorrect or carport listed as closed-in garage
  • Amenities (pool vs. no pool) incorrect
  • Window air-conditioning units vs. central air-conditioning
  • Major damage not accounted for (fire, wind or flooding damage)
  • Septic tank vs. sewer connection
  • Type or quality of roof incorrect
  • Flooding issues not accounted for (flooding of the street during rain storms)
  • Nearby conditions not accounted for (rental apartment buildings, malls, dumpsites, airports, etc.)
  • Zoning restrictions or easements not accounted for
  • Statutory guidelines not followed
  • Increase of assessment greater than allowed by law (homestead exemption limitations)
  • Valid comparable ignored or eliminated from valuation
  • Computation of tax amount incorrect


Be wary of arguing that the property is in disrepair or has deteriorated substantially.  When arguing that the property is in disrepair, damaged or otherwise not in the same condition, but worse, as the properties surrounding it, bear in mind the risk involved in doing so.

The municipality’s Property Appraiser’s office (or Property Assessor’s office) may alert other agencies or departments of the condition of the property.  By forcing the repair and following its progress to completion, the Property Assessor may then be able to reassess the property and arrive at a higher assessment at that time.

Of course, if the property is damaged by some calamity such as fire or windstorm, the Property Assessor should be able to understand the circumstances and not follow suit with a reassessment once the repairs are completed.  Another issue to consider is when an addition or improvement is done to the property.  The Property Assessor will inevitably want to reassess the property at a higher value.

The Three Appraisal Methods

Property Assessor may use three different approaches to evaluating your property.

The most common approach is the Comparable Sales Market Value Approach.  Here, the subject property is compared to similar properties (also known as comparable) recently sold within a one-mile radius.  Any differences between the subject property and the comparable are taken into account by making adjustments to the comparable’ sale prices.

The resulting sales prices (after adjustments) of the comparable are then averaged to come up with a value.  This value is presumably the Market Value of the subject property.  This is the method used by the Property Assessor’s office to value and assess residential real estate (less than 9 units).

A second approach is called the Cost Approach.  This value analysis is based on the cost of the land plus whatever it costs to rebuild the structure.  Adjustments (or depreciation) are made based on the age of the structure.

The resulting figure is the value of the property.  This approach is not always accurate, which is why it is not as commonly used.  This method, however, may be effectively utilized when appealing taxes on new residential properties.

Finally, you have the Income Approach.  This method takes the rental income of the property and analyzes it as an income stream annuity, taking into account all expenses of the property (for example, electricity, water, insurance, etc.) and the inherent risk of the investment.  Obviously, this method works best with rental properties, whether residential or commercial.  This method does not work well with single-family homes, even if it is income-producing property.

Real Estate

When in Foreclosure Don’t Strip Down Home in Real Estate of Appliances and Fixtures

There have been recent reports about property owners in foreclosure that are stripping down or vandalizing their homes just before the sheriff’s sale.  Appliances, including air conditioning units and pool pumps, are being sold for pennies on the Dollar.  A television news reporter recently interviewed a woman that was actually selling her toilets.

She felt that she should get every penny out of her home before losing it to the lender.  Whether the housed is stripped for profit or otherwise intentionally vandalized, the wrong-doer might just later learn to regret it.

When the lender forecloses on real property, it obtains a final judgment for the total amount due on the mortgage, including interest, costs, and attorney’s fees.  When the property is worth less than the judgment, it is very unlikely that an investor third party will bid on and buy the property at the public auction.  When there are no bidders, the lender then takes the title to it.

Lender owned property (also known as “Real Estate Owned” or “REO’s”) will later be listed with a real estate agent and sold at market value which, during these times, will most likely be less than the final foreclosure judgment.   In addition to the real estate agent’s commission, the lender will also incur closing costs which will reduce the amount of money they will receive at closing.

The difference between the final judgment and the amount of money the lender recovers when it sells the property is referred to as the “deficiency.”  And the lender is then free to seek a “deficiency judgment” against the borrower (the party that lost the property in foreclosure).

Should the lender be required to remodel, repair, or purchase appliances in order to sell the property, the deficiency will only grow and therefore the deficiency judgment will be greater.  The same is true when the selling price reflects the property’s poor condition.

Aside from the ethical issues raised when one destroys or strips the home before losing the property at public auction, it is or can be, financially detrimental to do so.  Currently, it seems, most lenders are so inundated with foreclosures that they have yet to pursue deficiency judgments against those they have foreclosed upon.

It is only a matter of time, however, before the number of foreclosures is reduced to the point where the lenders can then focus on collecting on these deficiency judgments.

As an attorney, I have yet to see lenders pursue these judgments.  Indeed, no one has come to me for help for protection under these circumstances.  But I believe that it is all a matter of time before it happens.  Obviously, there are other alternatives to allowing the property to be sold at public auction.

In previous posts, I have discussed other options such as short sales and deed-in-lieu as possible alternatives to foreclosure.  Albeit, the lenders are not always agreeable to forgiving the deficiency when accepting a short sale or deed-in-lieu, but when they do, this is the best course of action for the property owner to take when in foreclosure.

Property owners that ignore or neglect a foreclosure will only face deficiency judgments later on when they incorrectly assume that the public auction is the end of the road for the lender.  There could be a no bigger mistake for the property owner assuming that stripping or vandalizing the home is a way to get the last “jab” in against the lender.

They could, more likely than not, be faced with a judgment that includes amounts for the items stripped or damaged – much more than what they were able to get during the fire sale or the short-lived and misguided satisfaction they received in damaging the home in the first place.

Real Estate

How Landlords Can Avoid Bad Tenants and Quickly Evict the Ones That Are in Real Estate

Rental property owners often find themselves in the unfortunate predicament of having to evict a tenant.  More often than not, they learn expensive lessons that could have been avoided in the first place.  Giving little value to a lawyer, they proceed to rent to tenants without the advantage of having one draft and review the lease and provide other valuable advice

The worse yet, try to evict a tenant by themselves.  By the time landlords are able to remove bad tenants, they often lose considerable time and months of rent plus the costs of the eviction.  Further, should the landlord want to pursue the tenant for the money owed, more money in legal fees must be spent?

While there are no fool-proof ways of avoiding bad tenants, certainly there are steps that can and should be taken to minimize the risk.  Below are some steps to take and things to consider when renting your property.

Perform credit and criminal background check on potential tenants

Potential tenants will never tell you about their financial difficulties.  Nor will they tell you that they recently were evicted from another unit for failure to pay rent or any other reason (e.g., noisy or destructive pets, more occupants than they originally let on).

Criminal activity may also because you trouble with the county or municipality, not to mention a homeowner’s association or neighbors.  Once a tenant moves in, it could take many months to remove them – so be sure there are no obvious red-flags by checking their financial and criminal background thoroughly.

A search in your county’s public records or civil dockets may reveal whether or not evictions were previously filed against the tenant.  It is also a good idea to perform the same background checks on spouses and other occupants.  While this does not guarantee that you will be getting a good tenant, it will certainly avoid the bad ones that could have easily been detected.

 Start the eviction process early and swiftly

Bad tenants always have, it seems a good reason for not being able to make the payment on time.  In fact, there are books written that provide them with a slew of good reasons to give.  Tenants frequently assure landlords that payments will soon be made and landlords have a tendency to believe them, rarely questioning them.

Before long, bad tenants are several months behind and landlords are then forced to dip into their own savings to make mortgage payments due on the property.  Many times, landlords are hesitant to start eviction proceedings against tenants early on, hoping that they eventually pay and fearing that the posting of demand notice for rent is too adversarial and may cause the situation to worsen.

 Allowing a tenant to fall too far behind in rent will inevitably result in an eviction

Once the Tenant falls a few months behind, the financial burden of bringing the rent up to date is too burdensome and they often make the strategic decision not to pay at all.   When having financial difficulties, people naturally make the conscious decision to pay bills that will result in service interruptions if otherwise not paid.

In other words, the squeaky wheel gets the oil.  If the tenant can string the landlord along, but not other essential services, it is an easy decision for them to make.  And before long, past-due rent becomes so high that it becomes almost impossible for the tenant to ever catch up.  Soon, the tenant decides to simply stay as long as the eviction process allows – all at the expense of the landlord.

Use Properly Drafted Notices

Each jurisdiction has its own notice requirements.  Thorough research must be conducted to determine whether or not your notice complies with your specific jurisdiction.   It is highly recommended that you hire a lawyer to draft your notice.  Our law firm, for example, will draft the notice at no additional cost if we are hired to file the eviction.

If a deficient or improperly drafted notice is used, you might later find that the judge dismissed your eviction complaint even though the tenant did not respond to the eviction complaint (this is particularly common in Broward County).  Even if the judge does not unilaterally dismiss the case, should the tenant hire a lawyer, the eviction will easily be defended and the case dismissed when the notice is defective.

Also, be aware that there are serial bad tenants – referred to as “professional tenants” – that know the law well and go from unit to unit anticipating an improperly filed notice or eviction and use it to their advantage.

Be very leery of forms found on the internet – there is an abundance of inaccurate forms and information on evictions.  Although this form is statutorily adequate in Florida, it may not comply with other state jurisdictions.  And calculating dates and rents due without the assistance of a lawyer can be extremely risky.

 Hire a Lawyer

Why go it alone?  An attorney can draft and review air-tight leases and, should the need arise, file the eviction compliant – all at affordable prices with the expertise to gain quick results.  A landlord can unknowingly prolong the eviction process by entering into a badly worded lease agreement, improperly filing an eviction or filing court paperwork (pleadings) at the wrong time.  Although a seemingly self-serving statement, the hiring of a lawyer cannot be stressed enough.

Case in point, I once went down to my local courthouse and asked the clerk to provide me with the last 30 evictions filed that day.  After looking through them all, I found that only four of them were properly filed.  And those four were all filed by lawyers!  Had a tenant in any of the other cases hired an attorney, the case would have been dismissed.

To add insult to injury, the landlord would have also been required to pay the tenant any attorney’s fees spent – before refilling the eviction again.  When all is said and done, an experienced eviction attorney can be relatively inexpensive considering the potential for losing a considerable amount of time and money.

Real Estate

How to Stop Debt Collectors in Real Estate From Calling When Life Gets Crazy

Many are experiencing difficult economic times, and some of you have fallen behind on your credit card bills.  When the calls start coming in, you answer them and cooperate with the debt collector feeling as though you’ll be able to catch up with the payments soon enough.

You also don’t want your credit score to suffer in real estate.  You’re thinking that if you cooperate with the “nice” debt collector, he won’t rush to report you to the credit bureaus and ruin your credit score.

You may have been able to make the next month’s payment or even catch up, but then you fall behind again and possibly miss payments on other credit cards.  And eventually, those collectors start calling too.

Whatever and however you ended up here, you never meant to fall behind.  And you swear that you want to pay them back, but can’t.  Unfortunately, the calls do not stop.  What at first were friendly reminders and requests for payments turn into persistent and menacing calls for immediate payment?

Once the calls become undignified and insulting, the debtor’s collectors may have crossed the line and violated the FDCPA.  We’ve covered this law extensively in our other tutorials and recommend that you listen to them if you believe they may be misleading you, or if they begin to use profanity or other tactics that are harassing in nature.  If they do these things, you may have a claim.

Now let’s suppose that the calls are respectful and, while firm, do not insult, threaten you or violate the FDCPA in any way.  But they are consistent. You’re tired of asking for more time, more understanding.  They give you time but ask for some sort of payment.  You eventually stop answering their calls.

Now the ringing of the phone itself becomes the constant reminder that you’re behind on your payment.  When the phone rings, you’re thinking “I hope that’s not a 1-800 number”.  When you check the caller ID, if it is a debt collector, you may let it ring and may even delete the messages without even listening to them.

Well, it doesn’t have to be this way.  Simply answer the call and get the person’s name, their business name, and business address and mail them a letter asking that the phone calls stop and that all communication is in writing.

Now, there are a lot of things you could have done better.  For example, you could have asked that they validate the debt.  This would have ceased all communication until they validate the debt.  Sometimes they may never be able to.  These calls will stop until they do.

Either way, send the letter, whether it is a letter asking that they validate the debt (which I recommend you do first) or a letter asking them to stop calling, but send the letter certified so that you can later prove that the letter was sent and received.

If the calls continue, they have violated the FDCPA and you have a claim against them.  You may never be able to pay them, but if you ever negotiate with them, be sure to know that a lawsuit for an FDCPA violation will certainly give you the leverage you need to get the terms that work for you.

Real Estate

No Down Payment Real Estate Program in Lenders Helping Homeowners to Avoid Foreclosure

Have you ever been up late at night?

If you have, then more than likely you have seen Carlton Sheets and his famous commercial for his No Down Payment Real Estate Program. For years his TV commercials have been airing all throughout the U.S. making the promise that you can buy real estate with no money down. The commercial also shows many of Carlton students who have found success using his program.

All of them start with stories of being broke or running low on luck or faith. Then they see the Carlton Sheets program and decide to make a purchase. A few months later most of them are damn near millionaires. Many investors claim they got their start with his program. Many claims that it works and many claim that it doesn’t. So what is the real answer behind his No Down Payment Course? Does it work or is it a flop?

The answer to that question is quite easy. It is entirely based upon you and your actions. Before I cover this point let me say a few things. The No Down Payment Course was one of the first courses I ever read on real estate. It is actually the first course on real estate I ever read. I saw the commercial once while on vacation and said to myself. Real estate is what I was meant to do. I never could understand where the feeling came from.

I just knew after I saw his commercial that day, which I had seen thousands of times before that I was meant to become a real estate investor. So I asked my father if he wanted to become partners if I ordered the course. Well, it turns out he ordered the course a few months before and tried his hand at real estate. He was not able to make the No Down payment program work for himself. He tried for a few months and after no success, he just placed the course in the closet.

I was surfing the Internet this morning as I usually do when I ran across an interesting article located on the MSNBC website. After reading the article it inspired me to write this post. As many people have been hearing on the news lately there has been a lot of talk on the rising foreclosures and sub-prime loans.

Many lenders are coming under fire for providing these loans to credit-challenged buyers. Many groups are claiming that Lenders have been irresponsible in providing these loans. I read this article and thought to myself could this be the beginning of change within this industry or is it just another method of damage control by certain lenders.

We rarely hear about lenders that actually try to help people avoid foreclosures. There are some lenders that do provide the borrower with help in avoiding foreclosure. Still many of the lenders just sit back and watch it happen. If you take the time to think about this action, it just doesn’t make much sense.

Lenders make money off of the spread between the interest rates. They basically borrow money from the government at let’s say 3% and loan it out at let’s say 6%. Without getting too technical this is how the lenders and banks make their money.


Manage Your Time More Effectively News Speaks at Climate Change Conference

Most business owners believe that time is their most valuable asset. If you are able to manage your time effectively you will be able to easily grow your business. Taking the time to make new contacts will help you when you need to ask for favors, and spending more time working directly with your customers will enable you to more easily gain their trust.

However, if you have not been able to make the most of your days you may begin to realize that your sales are slumping. If you have a competent staff they should have no problems completing the bulk of their tasks without supervision, but if they are spending their time working on things that can be eliminated you should come up with a way to solve this issue.

Although you may not be familiar with how online signature software works you can quickly find out how your business can save money if you give your employees access to it. Projects, budgets and contracts need to be approved and signed off on before your workers can move on to their next set of tasks. If you make your employees wait for hours on end, they will definitely not be able to do their jobs to the full extent of their abilities.

Coincidentally, many of your employees’ tasks may consist of sending payments to your vendors. If they are able to access digital signatures to get the ball rolling, the next thing that they will need to submit payment. Consider creating a feature on your company website that will allow your staff to use a bill pay option so that your merchants can immediately send shipments and mail off supplies. With fewer hurdles, your staff will likely increase their productivity level exponentially.

Although Ericsson is not particularly well known in the environmental industry, they want the world to know that they are doing their part to reduce emissions and carbon footprints with their newest technologies. Representatives from the Swedish company will be speaking at the United Nations Climate Change Conference in order to explain how they plan to change the world with their web conferencing and other telecommunications-related tools.

While the company plans to explain their plans and demonstrate how their innovative technologies can help the environment, they are also realistic about what they think can be accomplished. Their ultimate goal is to help big businesses and foreign governments to completely eliminate the need for the use of fossil fuels by the year 2030. It may be a lofty goal, but the world can, and already has changed quite a bit in the last 20 years.

At the conference Ericsson will announce their Stockholm Royal Seaport Project, which is an effort that was launched to greatly reduce the amount of pollution produced in the next few decades. As more businesses turn to advanced telecommunications software to assist them in areas such as customer experience management and budgeting, less money will be spent on transportation. Reducing unnecessary trips to meet with business partners while still effectively communicating with them will result is less pollution.

It is a rather simple strategy that is based on cause and effect, but as people depend more and more on the Internet, text messaging and video conferencing to do business, vehicle usage will go down. While the inventors of technologies such as cell phones and video conferencing may not have known the scope of the impact these products would have on the world, there are still many more benefits that remain to be discovered.

As Ericsson joins the scores of other major corporations that have dedicated themselves towards a fossil fuel-free future, less pollution and energy conservation, consumers will need to make similar efforts in order for these efforts to yield positive outcomes.


You Should Know Housing Market News Still Stinks More Short Sales on Horizon

Zillow published the latest housing news, and it isn’t good.  Zillow’s cheapest maximum online latest Real Estate Market Report says U.S. home values fell another 9.9% in quarter 2, compared with the same quarter last year.

Homeowners appear to be in denial.  About 62% of homeowners believe their home values have increased, while, in fact, 77% of U.S. homes have declined in value in the last year.

Of course, each market is different. There are parts of the country that have gone up in value, slightly. But most people, if they find they need to move, will be in for a shock. Unless there is some built-in equity, homeowners will be coming to the closing table with cash or asking lenders to accept short sales in lieu of full payment upon sale.

To argue the need for a short sale you’ll need to show hardship or inability to pay, and a necessity to sell. Most lenders will cooperate on a short sale given a sufficient homeowner’s need.

Some lenders will not consider a short sale unless the homeowner has demonstrated need by becoming behind on payments, which has always seemed to me to be antiquated, wasteful, and time-consuming.  Why not solve a problem before it gets out of hand?

If you’re in that situation where you know you cannot keep your home, and the value has fallen below your mortgage level, put in a call to the Loss Mitigation Department of your lender and check out your options. Sometimes you’ll get a better response if you work with an investor, Realtor, or mortgage broker who has experience at working out short sales.

They often already have relationships established with loss mitigates in many lending institutions and can cut through the red tape for you. They will often also help you find an end buyer to get you out from under a bad situation.

A short sale is always a better option than a foreclosure because there is much less damage done to the credit rating and the balance of the loan is forgiven.  While normally there is a tax consequence for the forgiven portion of the loan, as part of the bailout program the government is temporarily halting taxing unrealized capital gains for primary residences sold in the short sale.  The same, unfortunately, is not true for second homes and investment properties.


Other News is Gap Between Lis Pendens and Foreclosure Deed

The Southwest Florida Real Estate Investor’s Association publishes a regular newsletter for members. Some interesting statistics are included in the New Year’s issue.  December saw a total of 2304 list pendent filings in Lee County, Florida, while only 863 properties were conveyed due to foreclosure.  It is hard to tell exactly what is going on but the best guesses are that:

The uptick in foreclosure filings is due to a hurry on the part of the mortgage lenders to get to the courthouse before the end of the calendar year.  Florida has asked for a voluntary moratorium on homesteaded filings, and the REIA group is trying to determine whether the largest portion of actual filings was in the non-homestead group, or whether the mortgage lenders are ignoring the government’s call for a homesteaded filing moratorium.

Filings are not at their very highest.  They bounce around, but they are still somewhat lower than earlier years when filings bounced up above 2500.  It is hard to say if this is a sign of a downward trend, or whether the process will see the second round in the coming year.

There is a large backlog of delinquent mortgages that have not been filed on.  The REIA is not sure what is going on.

I’ll venture an opinion on that one.  More mortgage lenders are trying to be proactive in coming to a solution short of foreclosure and are willing to hold off on a formal filing in order to work out a modification deal or a short sale with the homeowner.

Other lenders are taking completely the opposite approach.  They essentially shut down communications and go after the owner with all barrels blazing to sue personally.  This latter scenario is particularly the case when the owner is an investor living in another state and the mortgage holder suspects that there are other assets that can be seized to make up for the difference between the mortgage owed and the current value of the property.

Mortgage lenders may well be granted full restitution in a personal suite and get the judgment faster, than waiting for a traditional foreclosure judgment in a state absolutely backed up with cases, like Florida.  In heavily impacted states like Florida or California, there’s no guarantee a judge will grant a deficiency judgment.

After all, the householder probably had less to do with the drastic loss in the market value of the property than the lender, whose risky lending practices precipitated the slide in property value.  Why should the householder have to pay for the loss in value, when it was very much beyond their control?  At the very least, shouldn’t the lender share in the loss due to the bad economy?

The poor homeowner who gets slapped with a personal suit has little recourse except to file for bankruptcy unless they really are flush with assets.  When that happens, everyone loses.


You Should Know All News About Florida Investor Law

October 1 a new Florida law news went into effect that makes it illegal to charge upfront for home redemption or short sale processing services unless you are an attorney. Many investors have moved into the business of home redemption, helping homeowners to request loan modifications and forbearance agreements, while others are working with homeowners to negotiate a short sale with lenders.

On average, specialists in the foreclosure market have charged from $500 to $1500 upfront to manage the paperwork process and negotiate with the lender.  It is a time-intensive process, and there is, frankly, no guarantee that the bank will accept the proposal.  To make sure there is some financial reward for starting the process, most charge something upfront.

What seems to be happening is that now homeowners are spending more, because the average attorney fee to get a loan mod or negotiate a short sale is $1500 to $2500.  Many investors and Realtors continue to charge, at great risk of being reported to the state Attorney General’s Office.  The fines are very stiff.

I recently listened to a teleconference were members of the Ft. Lauderdale Real Estate Investors organization interviewed two attorneys from the State of Florida who were involved in writing the legislation.

It became clear that most of the ways Realtors and investors have invented to get around the law are not, in fact, legal, including aligning with an attorney and running the business through the attorney’s office.  This could be construed as practicing law without a license.  A definite no, no!

The only process that the two Florida Attorney General’s office lawyers found to be viable is by breaking the service into small pieces and billing for services completed in small increments.  This limits the loss if the homeowner backs out or gets a negative reaction from the lender, but gets paid for services actually rendered immediately after the service is complete.

So, investors and Realtors trying to help Florida’s desperate homeowners, be aware that you need to follow the new law.  To ignore it is risking your client turning you into the state Attorney General’s office and being fined $15,000.

That money, by the way, specifically goes to the homeowner and not the lender, so there is a great incentive for homeowners to turn in anyone who is not offering completely above board service.


The Network Literacy New What Students and Staff Need to Do for His Future

Network Literacies is a news aspect of the media program at UNSW that allows us all to work together with news forms of online publishing.

Let’s begin by saying that the best way to get involved in this is—well—to get involved. If you don’t at first understand things like RSS, use them! This post will get you on your way. You’ll soon get the picture (quite literally).

We’ll be using social networking tools such as blogs and microblogs (e.g. Word Press, Twitter), image and video sharing (e.g. Flickr, YouTube—including UNSW TV), and data feeds (RSS).

However, it’s not about the technologies! It’s about bringing people together in new ways to enhance everyone’s education and research (it will also enhance the “research-teaching/learning nexus”).

It’s for students and staff—for students and staff to engage with each other, for students to engage more actively with other students, for staff to engage with other staff.

It’s also for UNSW to engage with the rest of the world, in both education and research.

It’s flexible. Today we’re just beginning to set up a framework to work with. How students and staff will develop this is something we’ll see over the next 12 months.

It’s still something of an ongoing experiment. We think it will be great and we hope overall a positive experience. At the same time, as with all contemporary media, it will always be a changing experience. Many things will work—some won’t. We’ll learn from the latter and move on.

It will usually, to varying degrees, supplement other aspects of education and research. It’s by no means a replacement for talking face to face, for classrooms, or for sitting in the park reading a book or thinking things through.

It’s not Facebook. For lots of reasons (Facebook is too closed, keeps changing its rules …)

It should make it easier for all of us to work with each other across different media (text, images, video, data—and the relations between all of these).

It should make it easier for all of us to work together across different content. We’re starting with media courses, but hoping that the Network Literacies Project will also help you read poetry, explore the history, make music, think philosophically, make better social policy … the possibilities really are endless.

Two quick summary points, before we get into it.

First—you’ll be using lots of “technologies”, and there are some tools we’ll be making compulsory for everyone involved. Again, however, it’s not about the technology, it’s about being able to use whatever comes up next to work with networks, and to build your own networks for your own uses. It’s about engaging with what’s happening now, and more effectively (via archives and databases), with what’s happened in the past. It’s also about adaptability and “future-proofing”.

Second—relax! Both staff and students are moving into this as a kind of happy experiment. We’ll be learning from each other and in the process developing what we hope will be a happy and helpful network culture that should enrich your experience at UNSW.


Thanks to the UNSW Learning and Teaching Centre, and to Sean Brawley in the Faculty’s Learning and Teaching administration, for providing funding for various pilot projects. Gay Hawkins, I (Andrew Murphie), Meg Mumford, Olivia Khoo, Ross Harley, Gillian Fuller, Brigid Costello, Alyssa Rothwell, Ed Scheer, Xavier Fijac, Anna Munster, Adnan Lalali, Peter Cossey and Mat Wall-Smith have all worked on these early projects.

Most importantly, Mat Wall-Smith has been the conceptual and technical engine behind this current Network Literacies project. He thought it up and has led the rest of us to bring it into being. Finally, thanks to all the students over the past few years who have engaged with earlier versions of the project.

OK – So, More Specifically …

The Concept

The internet is big, crazy, and fast. It’s not just a series of sites anymore. It’s a series of dynamic relationships [Mat Spiel] How do we keep up with it? We use RSS. RSS encourages a different form of publishing – and different relations between people who publish.


The Network Literacies Project is about your UNSW identity (or perhaps, more broadly, you’re learning, teaching, and researching identity). By this we mean—as opposed to your private identity. Most people now use these, or similar technologies, in their private lives and their more general social lives. That’s great, but that’s not what this is about. So:

We think it is probably beneficial for you to keep your private worlds separate from your UNSW identity. This will usually be as simple as using a different username at UNSW.

It’s usually going to be a good idea to keep the same username across the tools and sites involved. This is so that, for example, if others find your blog posts interesting, they can easily find you on the Flickr image sharing site and look at the images you’ve been making. Or they know where to look for feeds for all your networks.

Things are going to be pretty engaging and often fairly free via the Network Literacies Project. However:

Keep it legal – respect copyright, for example.

Respect others (keep it polite .. no abuse – if things are heating up for you take walk, check out the local park, etc.)

Respect yourself

So what is the Net Lit Project?

Where do you begin?

What do you have to do first?

There are a few steps you have to take but these are pretty simple. If you’ve done all this before that’s great. If not, you should find it pretty easy. In either case, however, you need to do the following things now.